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Alex (41) and Kelce (39)
Alex and Kelce are working professionals. They're raising young children and building a meaningful life.
Their main concerns
- Lack of clarity around how to build a strong financial future
- How to invest money most optimally for retirement and for their children's future
- Giving their children every opportunity for a future
- Strategies to reduce their tax bill
- Confidence to meet their long-term goals (retirement, education, giving) while still meeting their short-term goals (travelling, giving charitably, debt reduction)
What we did
Tax Planning
- Utilized education, health, and retirement accounts to increase after-tax wealth
- Roth vs. non-Roth analysis and implementation to reduce lifetime taxes
- Optimized their giving with investments instead of cash to give more to their favorite charity and keep more in their pocket
Estate Planning
- Retitled investment accounts to bypass probate when someone dies
- Worked with an attorney to draft a will, trust, power of attorney, and medical directive
Retirement Planning
- Established a sound financial plan for wealth accumulation
- Optimized Roth vs. non-Roth retirement contributions, amounts, and timing
Investment Management
- Swapped expensive, inefficient investment vehicles for robust, tax-efficient, lower-cost investment strategies
- Created an investment strategy to meet both their short-term and long-term goals
The result
Alex and Kelce now have clarity and confidence in their financial lives. They can spend their time on their family, friends, and careers rather than worrying whether they're making sound financial decisions. They meet with their advisor periodically throughout the year and reach out whenever questions arise.
ⓘ Hypothetical illustration for educational purposes — not an actual client.